Westminster American Ins Co

Owings Mills, MD

Rating Date

June 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

2.10

Risk Adjusted
Capital Ratio #2

1.30

Loss
Ratio

35.73%

Total
Assets

163.84M

Capital

66.52M

Net
Premiums

66.46M

Net
Income

2.37M

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Weiss Ratings	Westminster American Ins Co Owings Mills, MD	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	7.40
Investment Safety Index	--
Liquidity Index	9.60
Profitability Index	5.20
Reserve Adequacy Index	2.90
Stability Index	6.00

Company Info	Westminster American Ins Co Owings Mills, MD	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	16098
Phone Number	(410) 291-4040
Website	www.westminsteramerican.com
Address	8890 McDonogh Road Owings Mills, MD 21117

Balance Sheet	Westminster American Ins Co Owings Mills, MD	Click to Compare	Click to Compare	Click to Compare
Total Assets	163.84M

Capital and Reserves	Westminster American Ins Co Owings Mills, MD	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	2.10
Risk-Adjusted Capital Ratio #2	1.30
1-Year Reserve Development	1,340.00%
2-Year Reserve Development	10,280.00%
Capital	66.52M
Premium to Surplus	100.00%
Reserves to Surplus	80.00%

Investments	Westminster American Ins Co Owings Mills, MD	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Westminster American Ins Co Owings Mills, MD	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	190.00%
Combined Ratio	60.00%
Expense Ratio	30.00%
Loss Ratio	35.73%
Net Premium Growth	100.00%

Other Medical	Westminster American Ins Co Owings Mills, MD	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Westminster American Ins Co Owings Mills, MD	Click to Compare	Click to Compare	Click to Compare
Net Income	2.37M
Net Premium	66.46M
Health Premium	--