C
Westminster American Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Westminster American Ins Co
Owings Mills, MD
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Rating C
Capitalization Index 7.40
Investment Safety Index --
Liquidity Index 9.60
Profitability Index 5.20
Reserve Adequacy Index 2.90
Stability Index 6.00
Company Info Westminster American Ins Co
Owings Mills, MD
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Industry P&C
NAIC Number 16098
Phone Number (410) 291-4040
Website www.westminsteramerican.com
Address 8890 McDonogh Road Owings Mills, MD 21117
Balance Sheet Westminster American Ins Co
Owings Mills, MD
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Total Assets 163.84M
Capital and Reserves Westminster American Ins Co
Owings Mills, MD
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Risk-Adjusted Capital Ratio #1 2.10
Risk-Adjusted Capital Ratio #2 1.30
1-Year Reserve Development 1,340.00%
2-Year Reserve Development 10,280.00%
Capital 66.52M
Premium to Surplus 100.00%
Reserves to Surplus 80.00%
Investments Westminster American Ins Co
Owings Mills, MD
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Westminster American Ins Co
Owings Mills, MD
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Medical Loss Ratio --
Cash From Underwriting 190.00%
Combined Ratio 60.00%
Expense Ratio 30.00%
Loss Ratio 35.73%
Net Premium Growth 100.00%
Other Medical Westminster American Ins Co
Owings Mills, MD
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Westminster American Ins Co
Owings Mills, MD
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Net Income 2.37M
Net Premium 66.46M
Health Premium --