B
HiRoad Assurance Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
12.30
Risk Adjusted
Capital Ratio #2
11.00
Loss
Ratio
204.26%
Total
Assets
44.76M
Capital
32.56M
Net
Premiums
54.50K
Net
Income
1.08M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,522
678
2,200
30.82%
22.80%
2023
2,061
1,023
3,084
33.17%
22.83%
2022
1,294
401
1,695
23.66%
23.10%
2021
1,307
514
1,821
28.23%
22.81%
2020
1,784
769
2,553
30.12%
21.51%
2019
2,219
704
2,923
24.08%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
3
4
75.00%
39.63%
2023
1
4
5
80.00%
36.96%
2022
4
4
8
50.00%
37.07%
2021
0
0
0
0.00%
39.17%
2020
0
0
0
0.00%
35.42%
2019
0
0
0
0.00%
35.34%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
612
897
1,509
59.44%
45.00%
2023
920
1,324
2,244
59.00%
44.64%
2022
642
609
1,251
48.68%
46.15%
2021
925
821
1,746
47.02%
46.87%
2020
935
657
1,592
41.27%
43.90%
2019
1,394
605
1,999
30.27%
42.09%