B
HiRoad Assurance Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
11.90
Risk Adjusted
Capital Ratio #2
10.70
Loss
Ratio
579.02%
Total
Assets
45.12M
Capital
32.31M
Net
Premiums
79.20K
Net
Income
736.30K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
2,061
1,023
3,084
33.17%
22.82%
2022
1,294
401
1,695
23.66%
23.10%
2021
1,307
514
1,821
28.23%
22.81%
2020
1,784
769
2,553
30.12%
21.51%
2019
2,219
704
2,923
24.08%
22.66%
2018
389
132
521
25.34%
21.92%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1
4
5
80.00%
36.96%
2022
4
4
8
50.00%
37.08%
2021
0
0
0
0.00%
39.17%
2020
0
0
0
0.00%
35.42%
2019
0
0
0
0.00%
35.34%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
920
1,324
2,244
59.00%
44.64%
2022
642
609
1,251
48.68%
46.15%
2021
925
821
1,746
47.02%
46.87%
2020
935
657
1,592
41.27%
43.90%
2019
1,394
605
1,999
30.27%
42.09%
2018
183
99
282
35.11%
39.60%