B
HiRoad Assurance Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
11.90
Risk Adjusted
Capital Ratio #2
10.70
Loss
Ratio
579.02%
Total
Assets
45.12M
Capital
32.31M
Net
Premiums
79.20K
Net
Income
736.30K
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Weiss Ratings HiRoad Assurance Co
Providence, RI 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 3.70
Reserve Adequacy Index 6.30
Stability Index 5.30
Company Info HiRoad Assurance Co
Providence, RI 		Click to
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Industry P&C
NAIC Number 16138
Phone Number (309) 766-2311
Website www.hiroad.com
Address One Cedar Street Providence, RI 02903
Balance Sheet HiRoad Assurance Co
Providence, RI 		Click to
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Total Assets 45.12M
Capital and Reserves HiRoad Assurance Co
Providence, RI 		Click to
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Risk-Adjusted Capital Ratio #1 11.90
Risk-Adjusted Capital Ratio #2 10.70
1-Year Reserve Development 20.00%
2-Year Reserve Development -220.00%
Capital 32.31M
Premium to Surplus 0.00%
Reserves to Surplus 0.00%
Investments HiRoad Assurance Co
Providence, RI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios HiRoad Assurance Co
Providence, RI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 650.00%
Expense Ratio 70.00%
Loss Ratio 579.02%
Net Premium Growth 200.00%
Other Medical HiRoad Assurance Co
Providence, RI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability HiRoad Assurance Co
Providence, RI 		Click to
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Net Income 736.30K
Net Premium 79.20K
Health Premium --