B
HiRoad Assurance Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
12.30
Risk Adjusted
Capital Ratio #2
11.00
Loss
Ratio
204.26%
Total
Assets
44.76M
Capital
32.56M
Net
Premiums
54.50K
Net
Income
1.08M
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Weiss Ratings HiRoad Assurance Co
Providence, RI 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 3.40
Reserve Adequacy Index 7.00
Stability Index 5.90
Company Info HiRoad Assurance Co
Providence, RI 		Click to
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Industry P&C
NAIC Number 16138
Phone Number (309) 766-2311
Website www.hiroad.com
Address One Cedar Street Providence, RI 02903
Balance Sheet HiRoad Assurance Co
Providence, RI 		Click to
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Total Assets 44.76M
Capital and Reserves HiRoad Assurance Co
Providence, RI 		Click to
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Risk-Adjusted Capital Ratio #1 12.30
Risk-Adjusted Capital Ratio #2 11.00
1-Year Reserve Development 0.00%
2-Year Reserve Development 10.00%
Capital 32.56M
Premium to Surplus 0.00%
Reserves to Surplus 10.00%
Investments HiRoad Assurance Co
Providence, RI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios HiRoad Assurance Co
Providence, RI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 140.00%
Combined Ratio 340.00%
Expense Ratio 130.00%
Loss Ratio 204.26%
Net Premium Growth -30.00%
Other Medical HiRoad Assurance Co
Providence, RI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability HiRoad Assurance Co
Providence, RI 		Click to
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Net Income 1.08M
Net Premium 54.50K
Health Premium --