B
Trisura Spclty Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
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Major Rating Factors: Fair reserve development (3.5 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. In 2024 the two year reserve development was 23.0% deficient. Fair profitability index (2.9) with operating losses during 2022 and 2024. Fair overall results on stability tests (4.6) including weak results on operational trends.
Other Rating Factors: Good long-term capitalization index (5.3) based on good current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range during the last year. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Comm multi (23.3%), personal/comm auto (21.8%), fire (8.0%), homeowners (1.6%), med mal (1.2%), fin guar/surety (0.1%), other (43.9%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (59.2%), common stock (24.5%), preferred stock (1.9%), non investment grade bonds (1.5%), other (12.9%)
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Reserve to Surplus
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2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Trisura Group Ltd
Investment Rating
--
Company Address
210 Park Avenue
Oklahoma City, OK 73102
Phone Number
(405) 583-6100
NAIC Number
16188
Largest Affiliates
B
Oklahoma City, OK - P&C
C
Oklahoma City, OK - P&C