Untd Grty Resdl Ins Co NC
Major Rating Factors:
Good overall profitability index (5.8 on a scale of 0 to 10) despite operating losses during 2021 and 2022. Excellent expense controls. Return on equity has been good over the last five years, averaging 20.4%. Fair overall results on stability tests (4.7) including excessive premium growth and negative cash flow from operations for 2024. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (9.6) that helps to protect the company against sharp claims increases. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except AZ, CA, NY, WY
Principal Investments:
Investment grade bonds (61.2%), cash (24.7%), other (14.1%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
Arch Capital Group Ltd
Investment Rating
Company Address
230 North Elm Street
Greensboro, NC 27401
Greensboro, NC 27401
Phone Number
(800) 334-8966
NAIC Number
16667
Website
Largest Affiliates