Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1,454
461
1,915
24.07%
23.31%
2023
1,641
480
2,121
22.63%
22.83%
2022
1,650
509
2,159
23.58%
23.10%
2021
1,625
536
2,161
24.80%
22.81%
2020
1,599
467
2,066
22.60%
21.51%
2019
2,125
605
2,730
22.16%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
81
25
106
23.58%
47.45%
2023
82
29
111
26.13%
47.29%
2022
85
24
109
22.02%
45.44%
2021
74
19
93
20.43%
44.40%
2020
44
19
63
30.16%
42.45%
2019
56
17
73
23.29%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
131
77
208
37.02%
41.74%
2023
158
78
236
33.05%
38.64%
2022
136
89
225
39.56%
39.39%
2021
112
71
183
38.80%
40.41%
2020
216
140
356
39.33%
48.09%
2019
112
78
190
41.05%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
727
218
945
23.07%
39.58%
2023
1,116
308
1,424
21.63%
36.96%
2022
767
312
1,079
28.92%
37.07%
2021
639
261
900
29.00%
39.17%
2020
1,335
473
1,808
26.16%
35.42%
2019
1,139
384
1,523
25.21%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2
3
5
60.00%
12.32%
2023
3
4
7
57.14%
16.34%
2022
4
5
9
55.56%
11.13%
2021
5
5
10
50.00%
18.93%
2020
2
4
6
66.67%
20.93%
2019
3
3
6
50.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
389
104
493
21.10%
45.22%
2023
438
103
541
19.04%
44.64%
2022
450
132
582
22.68%
46.15%
2021
503
146
649
22.50%
46.87%
2020
478
180
658
27.36%
43.90%
2019
709
259
968
26.76%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
63.97%
2023
0
1
1
100.00%
62.55%
2022
0
1
1
100.00%
56.52%
2021
1
1
2
50.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
14
4
18
22.22%
35.33%
2023
14
6
20
30.00%
35.67%
2022
12
7
19
36.84%
37.14%
2021
15
3
18
16.67%
35.46%
2020
12
5
17
29.41%
33.86%
2019
11
4
15
26.67%
34.01%