B
Miami Mutual Ins Co
Celina,  OH
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.94
Risk Adjusted
Capital Ratio #2
1.82
Loss
Ratio
68.15%
Total
Assets
100.15M
Capital
44.22M
Net
Premiums
30.88M
Net
Income
2.64M
My Lists My Alerts
Weiss Ratings Miami Mutual Ins Co
Celina, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Capitalization Index 8.20
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 3.90
Reserve Adequacy Index 6.90
Stability Index 6.30
Company Info Miami Mutual Ins Co
Celina, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 16764
Phone Number (419) 586-5181
Website www2.celinainsurance.com
Address One Insurance Square Celina, OH 45822
Balance Sheet Miami Mutual Ins Co
Celina, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 100.15M
Capital and Reserves Miami Mutual Ins Co
Celina, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 2.94
Risk-Adjusted Capital Ratio #2 1.82
1-Year Reserve Development 100.00%
2-Year Reserve Development 280.00%
Capital 44.22M
Premium to Surplus 140.00%
Reserves to Surplus 40.00%
Investments Miami Mutual Ins Co
Celina, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Miami Mutual Ins Co
Celina, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 68.15%
Net Premium Growth 10.00%
Other Medical Miami Mutual Ins Co
Celina, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Miami Mutual Ins Co
Celina, OH 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 2.64M
Net Premium 30.88M
Health Premium --