B
Nautilus Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good overall profitability index (5.0). Excellent expense controls. Good overall results on stability tests (6.8) despite excessive premium growth. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Fire (12.4%), product liab. (1.5%), comm multi (0.2%), other (85.9%)
Licensed in: AZ
Principal Investments: Investment grade bonds (91.2%), real estate (6.3%), non investment grade bonds (1.0%), other (1.5%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
W R Berkley Corporation
Investment Rating
WRB
Company Address
7233 East Butherus Drive
Scottsdale, AZ 85260
Phone Number
(480) 509-6627
NAIC Number
17370
Largest Affiliates
B
Greenwich, CT - P&C
B
Urbandale, IA - P&C
B
Scottsdale, AZ - P&C
B
URBANDALE, IA - L&A
B
Urbandale, IA - P&C