ProAssurance Spclty Ins Co
Major Rating Factors:
Fair profitability index (3.5 on a scale of 0 to 10) with operating losses during 2025. History of adequate reserve strength (6.8) as reserves have been consistently at an acceptable level. Good overall results on stability tests (5.3) despite negative cash flow from operations for 2025. The largest net exposure for one risk is high at 4.5% of capital. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors:
Strong long-term capitalization index (8.7) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Stability Factors:
F - Negative cash flow.
Principal Lines of Business:
Med mal (76.7%), product liab. (19.8%), other (3.5%)
Licensed in:
(No states)
Principal Investments:
Investment grade bonds (84.8%), common stock (2.0%), other (13.2%)
Corporate Info
Group Affiliation
ProAssurance Corporation
Investment Rating
--
Company Address
100 Brookwood Place
Birmingham, AL 35209
Birmingham, AL 35209
Phone Number
(205) 877-4400
NAIC Number
17400
Website
Largest Affiliates