Major Rating Factors:
Good profitability index (5.0 on a scale of 0 to 10) with operating gains in each of the last five years. Return on equity has been low, averaging 4.7% over the past five years. Good overall results on stability tests (6.4) despite. Stability strengths include good operational trends and excellent risk diversification. Strong long-term capitalization index (7.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (9.1) that helps to protect the company against sharp claims increases. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Homeowners (65.3%), fire (18.6%), other (16.0%)
Licensed in:
PA
Principal Investments:
Common stock (83.9%), investment grade bonds (11.0%), cash (0.6%), other (4.4%)
Corporate Info
Group Affiliation
Lititz Mutual Ins Co
Investment Rating
--
Company Address
Two North Broad Street
Lititz, PA 17543
Lititz, PA 17543
Phone Number
(717) 626-4751
NAIC Number
17620
Website
Largest Affiliates