B
Peak P&C Ins Corp
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good profitability index (4.9). Excellent expense controls. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors: Superior liquidity (9.4) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.2). Strengths include potentially strong support from affiliation with Sentry Mutual Holding Co, good operational trends and excellent risk diversification.
Stability Factors: F - Negative cash flow.
Principal Lines of Business: Personal/comm auto (100.0%)
Licensed in: All states except CA, MI, NY
Principal Investments: Investment grade bonds (99.4%), other (0.6%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
Sentry Mutual Holding Co
Investment Rating
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Company Address
1800 North Point Drive
Stevens Point, WI 54481
Phone Number
(715) 346-6000
NAIC Number
18139
Website
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Largest Affiliates
A
Stevens Point, WI - P&C
C
STEVENS POINT, WI - L&A
B
Stevens Point, WI - P&C
B
Nashville, TN - P&C
B
Stevens Point, WI - P&C