B
SENTRY INS A MUTUAL CO
Rating Date
December 2023
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall profitability index (6.9 on a scale of 0 to 10). Fair expense controls. Return on equity has been fair, averaging 5.1% over the past five years. Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Good overall results on stability tests (5.1) despite weak results on operational trends. Strong long-term capitalization index (9.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (7.6) that can protect against increases in claims costs.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Personal/comm auto (46.0%), work comp (25.7%), product liab. (5.1%), fire (3.8%), comm multi (1.3%), other (17.9%)
Licensed in: All states, the District of Columbia and Puerto Rico
Principal Investments: Investment grade bonds (47.2%), common stock (31.6%), non investment grade bonds (3.3%), real estate (1.3%), other (16.6%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Sentry Ins Group
Investment Rating
--
Company Address
1800 NORTH POINT DRIVE
STEVENS POINT, WI 54481
Phone Number
(715) 346-6000
NAIC Number
24988
Largest Affiliates
A
STEVENS POINT, WI - L&A
B
STEVENS POINT, WI - P&C
B
STEVENS POINT, WI - P&C
B
STEVENS POINT, WI - P&C
C
STEVENS POINT, WI - P&C
Weiss Ratings