A
Sentry Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Strong long-term capitalization index (8.4 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level. Excellent overall results on stability tests (8.3). Stability strengths include excellent operational trends and excellent risk diversification.
Other Rating Factors: Good overall profitability index (6.7). Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors: L - Past results on our liquidity tests.
Principal Lines of Business: Personal/comm auto (77.6%), work comp (8.4%), fire (1.4%), product liab. (1.3%), comm multi (0.3%), other (11.1%)
Licensed in: All states and Canada, PR
Principal Investments: Investment grade bonds (54.0%), common stock (31.6%), real estate (1.1%), other (13.3%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Sentry Mutual Holding Co
Investment Rating
--
Company Address
1800 North Point Drive
Stevens Point, WI 54481
Phone Number
(800) 473-6879
NAIC Number
24988
Largest Affiliates
C
STEVENS POINT, WI - L&A
B
Stevens Point, WI - P&C
B
Nashville, TN - P&C
B
Stevens Point, WI - P&C
B
Stevens Point, WI - P&C