A
Sentry Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.28
Risk Adjusted
Capital Ratio #2
1.95
Loss
Ratio
72.93%
Total
Assets
18.34B
Capital
8.58B
Net
Premiums
5.14B
Net
Income
950.96M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
130,871
71,948
202,819
35.47%
23.88%
2024
54,744
22,575
77,319
29.20%
23.31%
2023
33,242
13,175
46,417
28.38%
22.83%
2022
46,083
17,873
63,956
27.95%
23.10%
2021
30,305
11,356
41,661
27.26%
22.81%
2020
26,421
10,307
36,728
28.06%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
10,540
9,802
20,342
48.19%
49.08%
2024
7,086
6,410
13,496
47.50%
47.46%
2023
3,617
3,184
6,801
46.82%
47.29%
2022
3,374
2,800
6,174
45.35%
45.44%
2021
3,206
2,764
5,970
46.30%
44.40%
2020
2,949
2,339
5,288
44.23%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
149
56
205
27.32%
42.44%
2024
134
76
210
36.19%
41.75%
2023
65
48
113
42.48%
38.64%
2022
82
46
128
35.94%
39.39%
2021
121
66
187
35.29%
40.41%
2020
102
92
194
47.42%
48.09%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
23
85
108
78.70%
83.87%
2024
39
60
99
60.61%
81.44%
2023
7
11
18
61.11%
74.87%
2022
6
11
17
64.71%
72.69%
2021
14
16
30
53.33%
79.01%
2020
16
12
28
42.86%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
988
1,429
2,417
59.12%
13.25%
2024
760
1,191
1,951
61.05%
12.32%
2023
412
533
945
56.40%
16.34%
2022
352
525
877
59.86%
11.13%
2021
354
421
775
54.32%
18.93%
2020
372
424
796
53.27%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
123,924
59,108
183,032
32.29%
45.21%
2024
66,004
28,825
94,829
30.40%
45.23%
2023
33,324
14,658
47,982
30.55%
44.64%
2022
46,288
20,042
66,330
30.22%
46.15%
2021
32,580
13,385
45,965
29.12%
46.87%
2020
32,341
13,170
45,511
28.94%
43.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4
6
10
60.00%
84.35%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
122
401
523
76.67%
63.59%
2024
99
196
295
66.44%
63.97%
2023
45
62
107
57.94%
62.55%
2022
36
106
142
74.65%
56.52%
2021
49
68
117
58.12%
62.74%
2020
23
114
137
83.21%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
11,284
5,730
17,014
33.68%
34.83%
2024
8,158
7,161
15,319
46.75%
35.33%
2023
4,670
1,983
6,653
29.81%
35.67%
2022
4,822
2,267
7,089
31.98%
37.14%
2021
4,770
2,051
6,821
30.07%
35.46%
2020
5,006
2,015
7,021
28.70%
33.86%