B
Sentry Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good liquidity (6.8 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (8.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level.
Other Rating Factors: Excellent overall results on stability tests (7.7). Stability strengths include good operational trends and excellent risk diversification. Fair profitability index (4.9).
Stability Factors: G - Fast asset or premium growth.
Principal Lines of Business: Personal/comm auto (72.8%), work comp (10.2%), fire (1.7%), product liab. (1.5%), comm multi (0.2%), other (13.6%)
Licensed in: All states and Canada, PR
Principal Investments: Investment grade bonds (50.1%), common stock (32.2%), non investment grade bonds (2.5%), real estate (1.0%), other (14.1%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Sentry Mutual Holding Co
Investment Rating
--
Company Address
1800 North Point Drive
Stevens Point, WI 54481
Phone Number
(800) 473-6879
NAIC Number
24988
Largest Affiliates
A
STEVENS POINT, WI - L&A
B
Stevens Point, WI - P&C
B
Stevens Point, WI - P&C
B
Stevens Point, WI - P&C
B
Stevens Point, WI - P&C