USAA GENERAL INDEMNITY CO
Major Rating Factors:
History of adequate reserve strength (5.7 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall results on stability tests (5.1) despite weak results on operational trends.
Other Rating Factors:
Strong long-term capitalization index (7.9) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Fair profitability index (4.9) with operating losses during 2022. Return on equity has been fair, averaging 7.2% over the past five years. Vulnerable liquidity (1.0) as a spike in claims may stretch capacity.
Stability Factors:
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (65.5%), homeowners (28.6%), fire (0.4%), other (5.4%)
Licensed in:
All states, the District of Columbia and Puerto Rico
Principal Investments:
Investment grade bonds (53.6%), common stock (20.2%), non investment grade bonds (1.1%), cash (0.4%), other (24.7%)
Corporate Info
Group Affiliation
USAA Group
Investment Rating
--
Company Address
9800 Fredericksburg Road
SAN ANTONIO, TX 78288
SAN ANTONIO, TX 78288
Phone Number
(210) 498-1411
NAIC Number
18600
Website
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