C
USAA Casualty Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Vulnerable liquidity (3.0 on a scale of 0 to 10) as a spike in claims may stretch capacity. History of adequate reserve strength (6.2) as reserves have been consistently at an acceptable level. Good overall profitability index (5.7) despite operating losses during 2022.
Other Rating Factors: Strong long-term capitalization index (8.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent overall results on stability tests (8.3). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors: L - Past results on our liquidity tests.
Principal Lines of Business: Personal/comm auto (65.2%), homeowners (30.4%), fire (0.6%), other (3.8%)
Licensed in: All states and GU, VI
Principal Investments: Investment grade bonds (57.5%), common stock (19.6%), non investment grade bonds (1.3%), cash (0.1%), other (21.5%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
United Services Automobile Association
Investment Rating
--
Company Address
9800 Fredericksburg Road
San Antonio, TX 78288
Phone Number
(210) 414-8982
NAIC Number
25968
Largest Affiliates
C
San Antonio, TX - P&C
B
San Antonio, TX - L&A
C
San Antonio, TX - P&C
C
San Antonio, TX - P&C
A
San Antonio, TX - P&C