Alfa Mutual Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
23,030
20,873
43,903
47.54%
23.88%
2024
25,746
21,051
46,797
44.98%
23.31%
2023
25,023
16,732
41,755
40.07%
22.83%
2022
22,675
18,109
40,784
44.40%
23.10%
2021
21,956
17,058
39,014
43.72%
22.81%
2020
17,165
18,957
36,122
52.48%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
170
16
186
8.60%
49.08%
2024
141
11
152
7.24%
47.46%
2023
123
8
131
6.11%
47.29%
2022
123
7
130
5.38%
45.44%
2021
121
4
125
3.20%
44.40%
2020
66
2
68
2.94%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
360
65
425
15.29%
42.44%
2024
392
64
456
14.04%
41.75%
2023
462
16
478
3.35%
38.64%
2022
370
10
380
2.63%
39.39%
2021
368
16
384
4.17%
40.41%
2020
552
24
576
4.17%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
8,551
1,308
9,859
13.27%
38.98%
2024
7,852
1,188
9,040
13.14%
39.58%
2023
9,257
230
9,487
2.42%
36.96%
2022
6,550
168
6,718
2.50%
37.07%
2021
6,708
112
6,820
1.64%
39.17%
2020
10,053
225
10,278
2.19%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
11
0
11
0.00%
83.87%
2024
1
0
1
0.00%
81.44%
2023
11
0
11
0.00%
74.87%
2022
9
0
9
0.00%
72.69%
2021
18
0
18
0.00%
79.01%
2020
22
0
22
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
2
3
66.67%
13.25%
2024
1
0
1
0.00%
12.32%
2023
2
2
4
50.00%
16.34%
2022
3
1
4
25.00%
11.13%
2021
4
1
5
20.00%
18.93%
2020
1
0
1
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
10,710
4,470
15,180
29.45%
45.21%
2024
11,782
4,716
16,498
28.59%
45.23%
2023
10,405
3,542
13,947
25.40%
44.64%
2022
9,222
2,906
12,128
23.96%
46.15%
2021
9,504
2,748
12,252
22.43%
46.87%
2020
8,687
2,791
11,478
24.32%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
34.83%
2024
0
0
0
0.00%
35.33%
2023
0
0
0
0.00%
35.67%
2022
0
0
0
0.00%
37.14%
2021
0
0
0
0.00%
35.46%
2020
0
0
0
0.00%
33.86%