B
Alfa Mutual Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.98
Risk Adjusted
Capital Ratio #2
1.64
Loss
Ratio
71.13%
Total
Assets
2.08B
Capital
976.62M
Net
Premiums
957.78M
Net
Income
86.41M
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Weiss Ratings Alfa Mutual Ins Co
Montgomery, AL 		Click to
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Rating B
Capitalization Index 7.70
Investment Safety Index --
Liquidity Index 4.70
Profitability Index 5.20
Reserve Adequacy Index 9.20
Stability Index 8.40
Company Info Alfa Mutual Ins Co
Montgomery, AL 		Click to
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Industry P&C
NAIC Number 19135
Phone Number (334) 288-3900
Website www.alfainsurance.com
Address 2108 East South Boulevard Montgomery, AL 36116
Balance Sheet Alfa Mutual Ins Co
Montgomery, AL 		Click to
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Total Assets 2.08B
Capital and Reserves Alfa Mutual Ins Co
Montgomery, AL 		Click to
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Risk-Adjusted Capital Ratio #1 1.98
Risk-Adjusted Capital Ratio #2 1.64
1-Year Reserve Development -1.84%
2-Year Reserve Development -2.03%
Capital 976.62M
Premium to Surplus 98.07%
Reserves to Surplus 35.47%
Investments Alfa Mutual Ins Co
Montgomery, AL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 23.51%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Alfa Mutual Ins Co
Montgomery, AL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 108.00%
Combined Ratio 94.83%
Expense Ratio 23.70%
Loss Ratio 71.13%
Net Premium Growth 1.75%
Other Medical Alfa Mutual Ins Co
Montgomery, AL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Alfa Mutual Ins Co
Montgomery, AL 		Click to
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Net Income 86.41M
Net Premium 957.78M
Health Premium --