B
Alfa Mutual Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.80
Risk Adjusted
Capital Ratio #2
1.50
Loss
Ratio
74.34%
Total
Assets
1.88B
Capital
839.42M
Net
Premiums
941.33M
Net
Income
30.25M
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Weiss Ratings Alfa Mutual Ins Co
Montgomery, AL 		Click to
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Rating B
Capitalization Index 7.60
Investment Safety Index --
Liquidity Index 4.00
Profitability Index 3.90
Reserve Adequacy Index 9.20
Stability Index 8.00
Company Info Alfa Mutual Ins Co
Montgomery, AL 		Click to
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Industry P&C
NAIC Number 19135
Phone Number (334) 288-3900
Website www.alfainsurance.com
Address 2108 East South Boulevard Montgomery, AL 36116
Balance Sheet Alfa Mutual Ins Co
Montgomery, AL 		Click to
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Total Assets 1.88B
Capital and Reserves Alfa Mutual Ins Co
Montgomery, AL 		Click to
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Risk-Adjusted Capital Ratio #1 1.80
Risk-Adjusted Capital Ratio #2 1.50
1-Year Reserve Development -120.00%
2-Year Reserve Development -180.00%
Capital 839.42M
Premium to Surplus 110.00%
Reserves to Surplus 40.00%
Investments Alfa Mutual Ins Co
Montgomery, AL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 23.92%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Alfa Mutual Ins Co
Montgomery, AL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 20.00%
Loss Ratio 74.34%
Net Premium Growth 10.00%
Other Medical Alfa Mutual Ins Co
Montgomery, AL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Alfa Mutual Ins Co
Montgomery, AL 		Click to
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Net Income 30.25M
Net Premium 941.33M
Health Premium --