A
Amica Mutual Ins Co
Lincoln,  RI
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.86
Risk Adjusted
Capital Ratio #2
2.02
Loss
Ratio
69.95%
Total
Assets
6.02B
Capital
2.90B
Net
Premiums
1.51B
Net
Income
23.34M
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Weiss Ratings Amica Mutual Ins Co
Lincoln, RI 		Click to
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Rating A
Capitalization Index 8.50
Investment Safety Index --
Liquidity Index 6.50
Profitability Index 3.80
Reserve Adequacy Index 9.20
Stability Index 7.90
Company Info Amica Mutual Ins Co
Lincoln, RI 		Click to
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Industry P&C
NAIC Number 19976
Phone Number (800) 242-6422
Website www.amica.com
Address 100 Amica Way Lincoln, RI 02865
Balance Sheet Amica Mutual Ins Co
Lincoln, RI 		Click to
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Total Assets 6.02B
Capital and Reserves Amica Mutual Ins Co
Lincoln, RI 		Click to
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Risk-Adjusted Capital Ratio #1 2.86
Risk-Adjusted Capital Ratio #2 2.02
1-Year Reserve Development -260.00%
2-Year Reserve Development -520.00%
Capital 2.90B
Premium to Surplus 100.00%
Reserves to Surplus 60.00%
Investments Amica Mutual Ins Co
Lincoln, RI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 9.17%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Amica Mutual Ins Co
Lincoln, RI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 69.95%
Net Premium Growth 10.00%
Other Medical Amica Mutual Ins Co
Lincoln, RI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Amica Mutual Ins Co
Lincoln, RI 		Click to
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Net Income 23.34M
Net Premium 1.51B
Health Premium --