Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
992
784
1,776
44.14%
23.88%
2024
1,236
610
1,846
33.04%
23.31%
2023
347
193
540
35.74%
22.83%
2022
302
138
440
31.36%
23.10%
2021
347
136
483
28.16%
22.81%
2020
283
81
364
22.25%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
524
757
1,281
59.09%
49.08%
2024
342
486
828
58.70%
47.46%
2023
218
263
481
54.68%
47.29%
2022
161
246
407
60.44%
45.44%
2021
268
297
565
52.57%
44.40%
2020
291
306
597
51.26%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
492
594
1,086
54.70%
42.44%
2024
387
661
1,048
63.07%
41.75%
2023
422
518
940
55.11%
38.64%
2022
271
388
659
58.88%
39.39%
2021
215
388
603
64.34%
40.41%
2020
258
416
674
61.72%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
507
236
743
31.76%
38.98%
2024
660
604
1,264
47.78%
39.58%
2023
782
367
1,149
31.94%
36.96%
2022
1,153
940
2,093
44.91%
37.07%
2021
1,003
318
1,321
24.07%
39.17%
2020
680
746
1,426
52.31%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
79
2,610
2,689
97.06%
95.15%
2024
102
3,341
3,443
97.04%
96.08%
2023
93
2,891
2,984
96.88%
95.22%
2022
74
2,676
2,750
97.31%
96.00%
2021
91
3,810
3,901
97.67%
93.58%
2020
108
2,311
2,419
95.54%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
83
85
97.65%
94.16%
2024
4
61
65
93.85%
92.29%
2023
8
41
49
83.67%
92.52%
2022
11
54
65
83.08%
92.14%
2021
3
37
40
92.50%
91.74%
2020
4
36
40
90.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
321
724
1,045
69.28%
83.87%
2024
272
890
1,162
76.59%
81.44%
2023
237
907
1,144
79.28%
74.87%
2022
218
614
832
73.80%
72.69%
2021
167
606
773
78.40%
79.01%
2020
76
464
540
85.93%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
33
171
204
83.82%
13.25%
2024
35
208
243
85.60%
12.32%
2023
56
294
350
84.00%
16.34%
2022
43
362
405
89.38%
11.13%
2021
57
267
324
82.41%
18.93%
2020
43
248
291
85.22%
20.93%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
84.76%
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
4
5
80.00%
63.59%
2024
2
4
6
66.67%
63.97%
2023
11
11
22
50.00%
62.55%
2022
5
4
9
44.44%
56.52%
2021
4
5
9
55.56%
62.74%
2020
11
4
15
26.67%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
1
2
50.00%
34.83%
2024
0
1
1
100.00%
35.33%
2023
0
0
0
0.00%
35.67%
2020
0
0
0
0.00%
33.86%