B
National Fire & Marine Ins Co
OmahaNE
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
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Major Rating Factors: History of adequate reserve strength (6.9 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (9.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent profitability index (7.4).
Other Rating Factors: Superior liquidity (9.6) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (8.9). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business: Fire (18.1%), med mal (13.0%), personal/comm auto (8.7%), homeowners (3.2%), comm multi (1.9%), product liab. (0.2%), fin guar/surety (0.2%), other (54.7%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (72.8%), common stock (24.7%), cash (0.3%), non investment grade bonds (0.3%), other (1.9%)
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Investments in Affiliates
Corporate Info
Group Affiliation
Berkshire Hathaway Inc
Investment Rating
--
Company Address
1314 Douglas Street
Omaha, NE 68102
Phone Number
(402) 916-3000
NAIC Number
20079
Largest Affiliates
A
Omaha, NE - P&C
B
B
Omaha, NE - P&C
A
Stamford, CT - P&C
A
Bethesda, MD - P&C