B
Auto Club Ins Assn
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.20
Risk Adjusted
Capital Ratio #2
2.60
Loss
Ratio
82.39%
Total
Assets
5.43B
Capital
2.34B
Net
Premiums
1.91B
Net
Income
138.30M
My Lists My Alerts
Weiss Ratings Auto Club Ins Assn
Dearborn, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Capitalization Index 8.80
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 3.80
Reserve Adequacy Index 9.30
Stability Index 8.10
Company Info Auto Club Ins Assn
Dearborn, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 21202
Phone Number (313) 336-1234
Website www.acg.aaa.com
Address One Auto Club Drive Dearborn, MI 48126
Balance Sheet Auto Club Ins Assn
Dearborn, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 5.43B
Capital and Reserves Auto Club Ins Assn
Dearborn, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 3.20
Risk-Adjusted Capital Ratio #2 2.60
1-Year Reserve Development -230.00%
2-Year Reserve Development -640.00%
Capital 2.34B
Premium to Surplus 80.00%
Reserves to Surplus 70.00%
Investments Auto Club Ins Assn
Dearborn, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 12.62%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Auto Club Ins Assn
Dearborn, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 110.00%
Expense Ratio 30.00%
Loss Ratio 82.39%
Net Premium Growth 10.00%
Other Medical Auto Club Ins Assn
Dearborn, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Auto Club Ins Assn
Dearborn, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 138.30M
Net Premium 1.91B
Health Premium --