B
Great American Ins Co of NY
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good profitability index (4.9). Excellent expense controls. Good overall results on stability tests (6.9) despite excessive premium growth. Other stability subfactors include potentially strong support from affiliation with American Financial Group Inc, good operational trends and excellent risk diversification.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Comm multi (40.8%), personal/comm auto (19.6%), farmowners (10.6%), fire (0.8%), fin guar/surety (0.6%), product liab. (0.1%), other (27.5%)
Licensed in: All states
Principal Investments: Investment grade bonds (86.9%), preferred stock (2.4%), non investment grade bonds (1.5%), other (9.2%)
Ratios
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
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Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
American Financial Group Inc
Investment Rating
AFG
Company Address
301 East Fourth Street
Cincinnati, OH 45202
Phone Number
(513) 369-5000
NAIC Number
22136
Largest Affiliates
A
Cincinnati, OH - P&C
B
Richfield, OH - P&C
B
B
B
Richfield, OH - P&C