B
Horace Mann P&C Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
11,575
4,605
16,180
28.46%
23.31%
2023
11,656
4,665
16,321
28.58%
22.83%
2022
11,787
4,925
16,712
29.47%
23.10%
2021
11,882
4,837
16,719
28.93%
22.81%
2020
11,966
4,420
16,386
26.97%
21.51%
2019
15,946
5,527
21,473
25.74%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
2,824
1,074
3,898
27.55%
39.58%
2023
2,638
1,037
3,675
28.22%
36.96%
2022
2,177
898
3,075
29.20%
37.07%
2021
2,719
1,081
3,800
28.45%
39.17%
2020
3,012
1,414
4,426
31.95%
35.42%
2019
2,823
1,213
4,036
30.05%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.20%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,644
2,962
6,606
44.84%
45.22%
2023
3,560
2,760
6,320
43.67%
44.64%
2022
3,404
2,660
6,064
43.87%
46.15%
2021
3,758
2,926
6,684
43.78%
46.87%
2020
4,152
2,580
6,732
38.32%
43.90%
2019
6,213
3,336
9,549
34.94%
42.09%