B
Horace Mann P&C Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.80
Risk Adjusted
Capital Ratio #2
1.90
Loss
Ratio
70.91%
Total
Assets
346.85M
Capital
123.21M
Net
Premiums
205.09M
Net
Income
6.78M
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Weiss Ratings Horace Mann P&C Ins Co
Springfield, IL 		Click to
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Rating B
Capitalization Index 8.30
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 4.10
Reserve Adequacy Index 6.50
Stability Index 7.70
Company Info Horace Mann P&C Ins Co
Springfield, IL 		Click to
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Industry P&C
NAIC Number 22756
Phone Number (217) 789-2500
Website www.horacemann.com
Address One Horace Mann Plaza Springfield, IL 62715
Balance Sheet Horace Mann P&C Ins Co
Springfield, IL 		Click to
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Total Assets 346.85M
Capital and Reserves Horace Mann P&C Ins Co
Springfield, IL 		Click to
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Risk-Adjusted Capital Ratio #1 2.80
Risk-Adjusted Capital Ratio #2 1.90
1-Year Reserve Development -740.00%
2-Year Reserve Development -480.00%
Capital 123.21M
Premium to Surplus 160.00%
Reserves to Surplus 60.00%
Investments Horace Mann P&C Ins Co
Springfield, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Horace Mann P&C Ins Co
Springfield, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 70.91%
Net Premium Growth 10.00%
Other Medical Horace Mann P&C Ins Co
Springfield, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Horace Mann P&C Ins Co
Springfield, IL 		Click to
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Net Income 6.78M
Net Premium 205.09M
Health Premium --