Middlesex Ins Co
					
										Auto Physical Damage
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2023
									
									
										6,156
									
									
										2,440
									
									
										8,596
									
									
										28.39%
									
									
										22.83%
									
								
										2022
									
									
										8,534
									
									
										3,310
									
									
										11,844
									
									
										27.95%
									
									
										23.10%
									
								
										2021
									
									
										5,612
									
									
										2,103
									
									
										7,715
									
									
										27.26%
									
									
										22.81%
									
								
										2020
									
									
										4,893
									
									
										1,909
									
									
										6,802
									
									
										28.07%
									
									
										21.51%
									
								
										2019
									
									
										4,568
									
									
										2,456
									
									
										7,024
									
									
										34.97%
									
									
										22.66%
									
								
										2018
									
									
										3,473
									
									
										3,216
									
									
										6,689
									
									
										48.08%
									
									
										21.92%
									
								
										Commercial Auto Liability
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2023
									
									
										670
									
									
										590
									
									
										1,260
									
									
										46.83%
									
									
										47.29%
									
								
										2022
									
									
										625
									
									
										519
									
									
										1,144
									
									
										45.37%
									
									
										45.44%
									
								
										2021
									
									
										594
									
									
										512
									
									
										1,106
									
									
										46.29%
									
									
										44.40%
									
								
										2020
									
									
										546
									
									
										433
									
									
										979
									
									
										44.23%
									
									
										42.45%
									
								
										2019
									
									
										656
									
									
										534
									
									
										1,190
									
									
										44.87%
									
									
										44.33%
									
								
										2018
									
									
										641
									
									
										606
									
									
										1,247
									
									
										48.60%
									
									
										44.16%
									
								
										Commercial Multiple Peril
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2023
									
									
										12
									
									
										9
									
									
										21
									
									
										42.86%
									
									
										38.64%
									
								
										2022
									
									
										15
									
									
										9
									
									
										24
									
									
										37.50%
									
									
										39.39%
									
								
										2021
									
									
										22
									
									
										12
									
									
										34
									
									
										35.29%
									
									
										40.41%
									
								
										2020
									
									
										19
									
									
										17
									
									
										36
									
									
										47.22%
									
									
										48.09%
									
								
										2019
									
									
										23
									
									
										10
									
									
										33
									
									
										30.30%
									
									
										43.30%
									
								
										2018
									
									
										26
									
									
										12
									
									
										38
									
									
										31.58%
									
									
										41.13%
									
								
										Homeowners & Farmowners
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2019
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										35.34%
									
								
										2018
									
									
										0
									
									
										0
									
									
										0
									
									
										0.00%
									
									
										34.35%
									
								
										Other Liability: Claims Made
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2023
									
									
										1
									
									
										2
									
									
										3
									
									
										66.67%
									
									
										74.87%
									
								
										2022
									
									
										1
									
									
										2
									
									
										3
									
									
										66.67%
									
									
										72.69%
									
								
										2021
									
									
										3
									
									
										3
									
									
										6
									
									
										50.00%
									
									
										79.01%
									
								
										2020
									
									
										3
									
									
										2
									
									
										5
									
									
										40.00%
									
									
										80.13%
									
								
										2019
									
									
										1
									
									
										3
									
									
										4
									
									
										75.00%
									
									
										77.47%
									
								
										2018
									
									
										1
									
									
										4
									
									
										5
									
									
										80.00%
									
									
										77.10%
									
								
										Other Liability: Occurrence
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2023
									
									
										76
									
									
										99
									
									
										175
									
									
										56.57%
									
									
										16.34%
									
								
										2022
									
									
										65
									
									
										97
									
									
										162
									
									
										59.88%
									
									
										11.13%
									
								
										2021
									
									
										66
									
									
										78
									
									
										144
									
									
										54.17%
									
									
										18.93%
									
								
										2020
									
									
										69
									
									
										79
									
									
										148
									
									
										53.38%
									
									
										20.93%
									
								
										2019
									
									
										81
									
									
										105
									
									
										186
									
									
										56.45%
									
									
										16.90%
									
								
										2018
									
									
										89
									
									
										97
									
									
										186
									
									
										52.15%
									
									
										11.94%
									
								
										Private Passenger Auto Liability
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2023
									
									
										6,171
									
									
										2,714
									
									
										8,885
									
									
										30.55%
									
									
										44.64%
									
								
										2022
									
									
										8,572
									
									
										3,711
									
									
										12,283
									
									
										30.21%
									
									
										46.15%
									
								
										2021
									
									
										6,033
									
									
										2,479
									
									
										8,512
									
									
										29.12%
									
									
										46.87%
									
								
										2020
									
									
										5,989
									
									
										2,439
									
									
										8,428
									
									
										28.94%
									
									
										43.90%
									
								
										2019
									
									
										6,623
									
									
										2,771
									
									
										9,394
									
									
										29.50%
									
									
										42.09%
									
								
										2018
									
									
										5,640
									
									
										2,552
									
									
										8,192
									
									
										31.15%
									
									
										39.60%
									
								
										Product Liability: Occurrence
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2023
									
									
										8
									
									
										11
									
									
										19
									
									
										57.89%
									
									
										62.55%
									
								
										2022
									
									
										7
									
									
										20
									
									
										27
									
									
										74.07%
									
									
										56.52%
									
								
										2021
									
									
										9
									
									
										13
									
									
										22
									
									
										59.09%
									
									
										62.74%
									
								
										2020
									
									
										4
									
									
										21
									
									
										25
									
									
										84.00%
									
									
										61.51%
									
								
										2019
									
									
										7
									
									
										15
									
									
										22
									
									
										68.18%
									
									
										70.02%
									
								
										2018
									
									
										6
									
									
										12
									
									
										18
									
									
										66.67%
									
									
										70.45%
									
								
										Workers' Compensation
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2023
									
									
										865
									
									
										367
									
									
										1,232
									
									
										29.79%
									
									
										35.67%
									
								
										2022
									
									
										893
									
									
										420
									
									
										1,313
									
									
										31.99%
									
									
										37.14%
									
								
										2021
									
									
										883
									
									
										380
									
									
										1,263
									
									
										30.09%
									
									
										35.46%
									
								
										2020
									
									
										927
									
									
										373
									
									
										1,300
									
									
										28.69%
									
									
										33.86%
									
								
										2019
									
									
										1,109
									
									
										356
									
									
										1,465
									
									
										24.30%
									
									
										34.01%
									
								
										2018
									
									
										1,141
									
									
										349
									
									
										1,490
									
									
										23.42%
									
									
										32.34%