Middlesex Ins Co
					
                    Major Rating Factors:
                     Good overall results on stability tests (6.5 on a scale of 0 to 10) despite excessive premium growth. Stability strengths include good operational trends and excellent risk diversification. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent profitability index (8.1) with operating gains in each of the last five years.
                
            
                    Other Rating Factors:
                     Excellent liquidity (7.4) with ample operational cash flow and liquid investments. Fair reserve development (4.8) as reserves have generally been sufficient to cover claims.
                
            
                    Stability Factors:
                    			T - Significant trends in critical asset, liability, income or expense items.
                
            
                    Principal Lines of Business:
                    Personal/comm auto (32.1%), work comp (15.5%), fire (7.1%), product liab. (5.6%), other (39.6%)
                
            
                    Licensed in:
                    All states
                
            
                    Principal Investments:
                    Investment grade bonds (88.2%), common stock (9.7%), non investment grade bonds (0.3%), other (1.8%)
                
            Corporate Info
    Group Affiliation
        Sentry Mutual Holding Co
    Investment Rating
        
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    Company Address
        
                
                     1800 North Point Drive 
Stevens Point, WI 54481
    Stevens Point, WI 54481
Phone Number
        (715) 346-6000
    NAIC Number
          23434
    Website
        
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    Largest Affiliates