StarStone National Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
325
176
501
35.13%
23.88%
2024
109
16
125
12.80%
23.31%
2023
0
0
0
0.00%
22.83%
2022
0
0
0
0.00%
23.10%
2021
29
1
30
3.33%
22.81%
2020
0
0
0
0.00%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,046
415
1,461
28.41%
49.08%
2024
425
116
541
21.44%
47.46%
2023
410
4
414
0.97%
47.29%
2022
2
0
2
0.00%
45.44%
2021
950
-2,054
-1,104
186.05%
44.40%
2020
286
238
524
45.42%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
97
24
121
19.83%
42.44%
2024
1
0
1
0.00%
41.75%
2022
0
0
0
0.00%
39.39%
2021
0
0
0
0.00%
40.41%
2020
0
0
0
0.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
38.98%
2024
0
0
0
0.00%
39.58%
2023
17
3
20
15.00%
36.96%
2022
2,392
0
2,392
0.00%
37.07%
2021
-7,487
-562
-8,049
6.98%
39.17%
2020
67
1
68
1.47%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
95.15%
2024
0
0
0
0.00%
96.08%
2023
0
0
0
0.00%
95.22%
2022
0
0
0
0.00%
96.00%
2021
213
524
737
71.10%
93.58%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
0
0
0.00%
92.14%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
9
11
81.82%
83.87%
2024
0
3
3
100.00%
81.44%
2023
0
10
10
100.00%
74.87%
2022
1
0
1
0.00%
72.69%
2021
265
423
688
61.48%
79.01%
2020
0
1
1
100.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
266
204
470
43.40%
13.25%
2024
28
84
112
75.00%
12.32%
2023
19
98
117
83.76%
16.34%
2022
1
0
1
0.00%
11.13%
2021
2,208
986
3,194
30.87%
18.93%
2020
0
0
0
0.00%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
4,448
200
4,648
4.30%
34.83%
2024
4,250
167
4,417
3.78%
35.33%
2023
4,117
499
4,616
10.81%
35.67%
2022
0
0
0
0.00%
37.14%
2021
5,292
1,358
6,650
20.42%
35.46%
2020
679
269
948
28.38%
33.86%