StarStone National Ins Co
Major Rating Factors:
Poor long-term capitalization index (0.2 on a scale of 0 to 10) based on weak current risk adjusted capital (severe and moderate loss scenarios). Vulnerable liquidity (0.0) as a spike in claims may stretch capacity. Fair reserve development (3.0) as the level of reserves has at times been insufficient to cover claims. In 2024 and 2025 the two year reserve development was 29.8% and 29.8% deficient respectively.
Other Rating Factors:
Fair profitability index (3.9) with operating losses during 2023. Excellent overall results on stability tests (7.1). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
L - Past results on our liquidity tests.
Principal Lines of Business:
Farmowners (42.9%), work comp (9.3%), comm multi (5.2%), personal/comm auto (4.7%), fire (0.4%), other (37.6%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (93.7%), cash (3.8%), common stock (0.1%), other (2.4%)
Corporate Info
Group Affiliation
Core Specialty Ins Holdings Inc
Investment Rating
--
Company Address
201 E. Fifth Street
Cincinnati, OH 45202
Cincinnati, OH 45202
Phone Number
(513) 599-7511
NAIC Number
25496
Website
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