A
Union Mutual Fire Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.60
Risk Adjusted
Capital Ratio #2
1.30
Loss
Ratio
59.83%
Total
Assets
439.39M
Capital
136.09M
Net
Premiums
145.44M
Net
Income
2.78M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,631
148
1,779
8.32%
23.31%
2023
1,599
274
1,873
14.63%
22.83%
2022
1,658
256
1,914
13.38%
23.10%
2021
0
0
0
0.00%
22.81%
2020
1,361
30
1,391
2.16%
21.51%
2019
1,775
40
1,815
2.20%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
10
5
15
33.33%
47.44%
2023
14
5
19
26.32%
47.29%
2022
13
5
18
27.78%
45.44%
2021
15
6
21
28.57%
44.40%
2020
29
1
30
3.33%
42.45%
2019
24
0
24
0.00%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
489
110
599
18.36%
41.75%
2023
940
184
1,124
16.37%
38.64%
2022
810
165
975
16.92%
39.39%
2021
1,562
271
1,833
14.78%
40.41%
2020
731
94
825
11.39%
48.09%
2019
597
310
907
34.18%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
933
205
1,138
18.01%
39.58%
2023
1,231
293
1,524
19.23%
36.96%
2022
1,013
184
1,197
15.37%
37.07%
2021
1,103
215
1,318
16.31%
39.17%
2020
1,041
86
1,127
7.63%
35.42%
2019
1,024
75
1,099
6.82%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
2
2
100.00%
12.20%
2023
1
3
4
75.00%
16.34%
2022
0
1
1
100.00%
11.13%
2021
2
1
3
33.33%
18.93%
2020
731
94
825
11.39%
20.93%
2019
0
0
0
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
329
87
416
20.91%
45.22%
2023
312
74
386
19.17%
44.64%
2022
300
74
374
19.79%
46.15%
2021
260
67
327
20.49%
46.87%
2020
267
4
271
1.48%
43.90%
2019
459
5
464
1.08%
42.09%