A
Union Mutual Fire Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.60
Risk Adjusted
Capital Ratio #2
1.30
Loss
Ratio
59.83%
Total
Assets
439.39M
Capital
136.09M
Net
Premiums
145.44M
Net
Income
2.78M
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Weiss Ratings Union Mutual Fire Ins Co
Montpelier, VT 		Click to
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Rating A
Capitalization Index 7.40
Investment Safety Index --
Liquidity Index 8.00
Profitability Index 5.00
Reserve Adequacy Index 9.30
Stability Index 6.90
Company Info Union Mutual Fire Ins Co
Montpelier, VT 		Click to
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Industry P&C
NAIC Number 25860
Phone Number (802) 223-5261
Website www.unionmutual.com
Address 139 State Street Montpelier, VT 05602
Balance Sheet Union Mutual Fire Ins Co
Montpelier, VT 		Click to
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Total Assets 439.39M
Capital and Reserves Union Mutual Fire Ins Co
Montpelier, VT 		Click to
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Risk-Adjusted Capital Ratio #1 1.60
Risk-Adjusted Capital Ratio #2 1.30
1-Year Reserve Development -660.00%
2-Year Reserve Development -800.00%
Capital 136.09M
Premium to Surplus 110.00%
Reserves to Surplus 100.00%
Investments Union Mutual Fire Ins Co
Montpelier, VT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 16.27%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Union Mutual Fire Ins Co
Montpelier, VT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 90.00%
Expense Ratio 30.00%
Loss Ratio 59.83%
Net Premium Growth 0.00%
Other Medical Union Mutual Fire Ins Co
Montpelier, VT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Union Mutual Fire Ins Co
Montpelier, VT 		Click to
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Net Income 2.78M
Net Premium 145.44M
Health Premium --