B
Union Mutual Fire Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.40
Risk Adjusted
Capital Ratio #2
1.10
Loss
Ratio
61.09%
Total
Assets
473.16M
Capital
153.39M
Net
Premiums
97.93M
Net
Income
14.02M
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Weiss Ratings Union Mutual Fire Ins Co
Montpelier, VT 		Click to
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Rating B
Capitalization Index 7.10
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 5.90
Reserve Adequacy Index 6.90
Stability Index 4.40
Company Info Union Mutual Fire Ins Co
Montpelier, VT 		Click to
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Industry P&C
NAIC Number 25860
Phone Number (802) 223-5261
Website www.unionmutual.com
Address 139 State Street Montpelier, VT 05602
Balance Sheet Union Mutual Fire Ins Co
Montpelier, VT 		Click to
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Total Assets 473.16M
Capital and Reserves Union Mutual Fire Ins Co
Montpelier, VT 		Click to
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Risk-Adjusted Capital Ratio #1 1.40
Risk-Adjusted Capital Ratio #2 1.10
1-Year Reserve Development 290.00%
2-Year Reserve Development 10.00%
Capital 153.39M
Premium to Surplus 60.00%
Reserves to Surplus 80.00%
Investments Union Mutual Fire Ins Co
Montpelier, VT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 16.55%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Union Mutual Fire Ins Co
Montpelier, VT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 100.00%
Expense Ratio 40.00%
Loss Ratio 61.09%
Net Premium Growth -30.00%
Other Medical Union Mutual Fire Ins Co
Montpelier, VT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Union Mutual Fire Ins Co
Montpelier, VT 		Click to
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Net Income 14.02M
Net Premium 97.93M
Health Premium --