B
Farmers Ppty & Cas Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
187,627
47,411
235,038
20.17%
23.88%
2024
243,416
60,194
303,610
19.83%
23.31%
2023
325,754
58,265
384,019
15.17%
22.83%
2022
342,560
51,316
393,876
13.03%
23.10%
2021
304,251
38,443
342,694
11.22%
22.81%
2020
291,628
35,522
327,150
10.86%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
2
0
2
0.00%
47.29%
2022
59
0
59
0.00%
45.44%
2021
469
55
524
10.50%
44.40%
2020
7
1,767
1,774
99.61%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
5
0
5
0.00%
39.39%
2021
218
32
250
12.80%
40.41%
2020
6
684
690
99.13%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
25,265
21,838
47,103
46.36%
38.98%
2024
36,356
30,501
66,857
45.62%
39.58%
2023
51,509
21,817
73,326
29.75%
36.96%
2022
45,246
17,864
63,110
28.31%
37.07%
2021
51,867
20,702
72,569
28.53%
39.17%
2020
58,416
21,591
80,007
26.99%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
5
16
21
76.19%
13.25%
2024
9
8
17
47.06%
12.32%
2023
7
4
11
36.36%
16.34%
2022
5
3
8
37.50%
11.13%
2021
6
4
10
40.00%
18.93%
2020
7
2
9
22.22%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
41,787
27,775
69,562
39.93%
45.21%
2024
53,300
32,645
85,945
37.98%
45.23%
2023
58,491
36,911
95,402
38.69%
44.64%
2022
57,196
35,434
92,630
38.25%
46.15%
2021
54,185
28,629
82,814
34.57%
46.87%
2020
56,875
27,426
84,301
32.53%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
0
1
0.00%
34.83%