B
Farmers Ppty & Cas Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: History of adequate reserve strength (6.6 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall profitability index (6.9). Excellent expense controls. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors: Superior liquidity (9.4) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.6). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business: Personal/comm auto (56.7%), homeowners (40.9%), other (2.4%)
Licensed in: All states except AK, CA
Principal Investments: Investment grade bonds (68.6%), common stock (22.5%), non investment grade bonds (0.4%), other (8.5%)
Ratios
Premium to Surplus
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Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
Net Premium Growth
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Investments in Affiliates
Corporate Info
Group Affiliation
Farmers Ins Group of Companies
Investment Rating
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Company Address
6301 Owensmouth Avenue
Woodland Hills, CA 91367
Phone Number
(818) 965-0263
NAIC Number
26298
Largest Affiliates
C
Woodland Hills, CA - P&C
B
Woodland Hills, CA - P&C
B
Caledonia, MI - P&C
B
Woodland Hills, CA - P&C
B
Woodland Hills, CA - P&C