A
Home-Owners Ins Co
Lansing,  MI
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
9.77
Risk Adjusted
Capital Ratio #2
6.13
Loss
Ratio
64.39%
Total
Assets
2.61B
Capital
1.81B
Net
Premiums
368.74M
Net
Income
84.41M
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Weiss Ratings Home-Owners Ins Co
Lansing, MI 		Click to
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.20
Profitability Index 5.20
Reserve Adequacy Index 5.80
Stability Index 8.50
Company Info Home-Owners Ins Co
Lansing, MI 		Click to
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Industry P&C
NAIC Number 26638
Phone Number (517) 323-1200
Website www.auto-owners.com
Address 6101 Anacapri Boulevard Lansing, MI 48917
Balance Sheet Home-Owners Ins Co
Lansing, MI 		Click to
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Total Assets 2.61B
Capital and Reserves Home-Owners Ins Co
Lansing, MI 		Click to
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Risk-Adjusted Capital Ratio #1 9.77
Risk-Adjusted Capital Ratio #2 6.13
1-Year Reserve Development 90.00%
2-Year Reserve Development 120.00%
Capital 1.81B
Premium to Surplus 20.00%
Reserves to Surplus 30.00%
Investments Home-Owners Ins Co
Lansing, MI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Home-Owners Ins Co
Lansing, MI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 64.39%
Net Premium Growth 10.00%
Other Medical Home-Owners Ins Co
Lansing, MI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Home-Owners Ins Co
Lansing, MI 		Click to
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Net Income 84.41M
Net Premium 368.74M
Health Premium --