C
Farm Bureau Town & Country Ins
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (3.3 on a scale of 0 to 10) with operating losses during 2023 and 2024. History of adequate reserve strength (5.9) as reserves have been consistently at an acceptable level. Good overall results on stability tests (6.6) despite. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors: Vulnerable liquidity (2.6) as a spike in claims may stretch capacity. Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Stability Factors: L - Past results on our liquidity tests.
Principal Lines of Business: Personal/comm auto (44.4%), homeowners (26.7%), farmowners (19.8%), comm multi (7.5%), other (1.5%)
Licensed in: MO
Principal Investments: Investment grade bonds (72.7%), common stock (13.7%), cash (2.8%), non investment grade bonds (1.8%), other (9.0%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Missouri Farm Bureau Federation
Investment Rating
--
Company Address
701 South Country Club Drive
Jefferson City, MO 65109
Phone Number
(573) 893-1400
NAIC Number
26859
Largest Affiliates
B
Jefferson City, MO - L&A
B
Jefferson City, MO - P&C
B
Jefferson City, MO - L&A