B
American National P&C Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.90
Risk Adjusted
Capital Ratio #2
1.50
Loss
Ratio
75.41%
Total
Assets
1.97B
Capital
774.61M
Net
Premiums
1.00B
Net
Income
62.10M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
27,565
9,002
36,567
24.62%
22.80%
2023
30,787
9,705
40,492
23.97%
22.83%
2022
26,850
9,386
36,236
25.90%
23.10%
2021
18,665
7,879
26,544
29.68%
22.81%
2020
19,801
7,632
27,433
27.82%
21.51%
2019
22,390
10,821
33,211
32.58%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
391
172
563
30.55%
47.78%
2023
348
190
538
35.32%
47.29%
2022
240
105
345
30.43%
45.44%
2021
285
122
407
29.98%
44.40%
2020
236
110
346
31.79%
42.45%
2019
295
88
383
22.98%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,321
240
1,561
15.37%
41.49%
2023
1,464
288
1,752
16.44%
38.64%
2022
1,733
147
1,880
7.82%
39.39%
2021
1,427
124
1,551
7.99%
40.41%
2020
860
214
1,074
19.93%
48.09%
2019
684
156
840
18.57%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
13,093
4,065
17,158
23.69%
39.63%
2023
14,231
4,815
19,046
25.28%
36.96%
2022
10,021
5,790
15,811
36.62%
37.07%
2021
6,072
3,800
9,872
38.49%
39.17%
2020
7,604
4,843
12,447
38.91%
35.42%
2019
5,627
4,788
10,415
45.97%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
8
8
16
50.00%
81.20%
2023
7
12
19
63.16%
74.87%
2022
3
6
9
66.67%
72.69%
2021
10
11
21
52.38%
79.01%
2020
11
19
30
63.33%
80.13%
2019
5
13
18
72.22%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
7,112
43
7,155
0.60%
12.77%
2023
5,554
49
5,603
0.87%
16.34%
2022
3,236
89
3,325
2.68%
11.13%
2021
3,715
40
3,755
1.07%
18.93%
2020
5,158
45
5,203
0.86%
20.93%
2019
5,793
48
5,841
0.82%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
8,895
3,713
12,608
29.45%
45.00%
2023
9,673
3,970
13,643
29.10%
44.64%
2022
9,072
3,818
12,890
29.62%
46.15%
2021
7,574
3,425
10,999
31.14%
46.87%
2020
7,461
2,976
10,437
28.51%
43.90%
2019
9,996
4,252
14,248
29.84%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
64.02%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
50
54
104
51.92%
35.29%
2023
38
76
114
66.67%
35.67%
2022
17
21
38
55.26%
37.14%
2021
18
10
28
35.71%
35.46%
2020
26
28
54
51.85%
33.86%
2019
44
16
60
26.67%
34.01%