American National P&C Co
Major Rating Factors:
Good liquidity (6.8 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (7.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.3) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent overall results on stability tests (7.6). Stability strengths include good operational trends and excellent risk diversification. Fair profitability index (4.6) with operating losses during 2022 and 2023. Return on equity has been fair, averaging 6.0% over the past five years.
Stability Factors:
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (36.7%), homeowners (20.1%), comm multi (13.6%), fire (1.3%), work comp (0.4%), other (27.9%)
Licensed in:
All states except CT, MA, NY, also licensed in PR
Principal Investments:
Investment grade bonds (47.1%), common stock (35.7%), non investment grade bonds (2.9%), preferred stock (1.3%), real estate (0.8%), cash (0.1%), other (12.0%)
Corporate Info
Group Affiliation
Brookfield Wealth Solutions Ltd
Investment Rating
Company Address
American National Corporate Centre
Springfield, MO 65804
Springfield, MO 65804
Phone Number
(417) 887-0220
NAIC Number
28401
Website
Largest Affiliates