A
Arch Mortgage Assurance Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (8.6) that helps to protect the company against sharp claims increases. Excellent profitability index (7.3) despite operating losses during 2021. Return on equity has been good over the last five years, averaging 11.2%.
Other Rating Factors: Excellent liquidity (7.0) with ample operational cash flow and liquid investments. Good overall results on stability tests (6.8) despite. Stability strengths include good operational trends and excellent risk diversification.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. D - Limited diversification of general business, policy, and/or investment risk. G - Fast asset or premium growth. L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except FL, MN, NM, OR, VA
Principal Investments: Investment grade bonds (88.9%), cash (10.1%), other (1.0%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Arch Capital Group Ltd
Investment Rating
Company Address
230 North Elm Street
Greensboro, NC 27401
Phone Number
(800) 334-8966
NAIC Number
29114
Largest Affiliates
B
Jersey City, NJ - P&C
A
Morristown, NJ - P&C
A
Greensboro, NC - P&C
A
Greensboro, NC - P&C
B
Jersey City, NJ - P&C