Home State County Mutl Ins Co

Waco, TX

Rating Date

June 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

1.20

Risk Adjusted
Capital Ratio #2

1.00

Loss
Ratio

78.16%

Total
Assets

308.77M

Capital

14.33M

Net
Premiums

23.93M

Net
Income

1.26M

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Weiss Ratings	Home State County Mutl Ins Co Waco, TX	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	4.80
Investment Safety Index	--
Liquidity Index	10.00
Profitability Index	4.50
Reserve Adequacy Index	6.20
Stability Index	4.60

Company Info	Home State County Mutl Ins Co Waco, TX	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	29297
Phone Number	(254) 776-4521
Website	www.homestate.net
Address	4315 Lake Shore Drive Waco, TX 76710

Balance Sheet	Home State County Mutl Ins Co Waco, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	308.77M

Capital and Reserves	Home State County Mutl Ins Co Waco, TX	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	1.20
Risk-Adjusted Capital Ratio #2	1.00
1-Year Reserve Development	-1,550.00%
2-Year Reserve Development	390.00%
Capital	14.33M
Premium to Surplus	180.00%
Reserves to Surplus	160.00%

Investments	Home State County Mutl Ins Co Waco, TX	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Home State County Mutl Ins Co Waco, TX	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	100.00%
Combined Ratio	100.00%
Expense Ratio	30.00%
Loss Ratio	78.16%
Net Premium Growth	-30.00%

Other Medical	Home State County Mutl Ins Co Waco, TX	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Home State County Mutl Ins Co Waco, TX	Click to Compare	Click to Compare	Click to Compare
Net Income	1.26M
Net Premium	23.93M
Health Premium	--