B
Citizens Ins Co of Am
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.50
Risk Adjusted
Capital Ratio #2
1.70
Loss
Ratio
70.36%
Total
Assets
1.80B
Capital
632.72M
Net
Premiums
1.04B
Net
Income
91.33M
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Weiss Ratings Citizens Ins Co of Am
Worcester, MA 		Click to
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Rating B
Capitalization Index 8.00
Investment Safety Index --
Liquidity Index 4.10
Reserve Adequacy Index 9.20
Profitability Index 4.60
Stability Index 7.90
Company Info Citizens Ins Co of Am
Worcester, MA 		Click to
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Industry P&C
NAIC Number 31534
Phone Number (508) 853-7200
Website --
Address 440 Lincoln Street Worcester, MA 01653
Capital and Reserves Citizens Ins Co of Am
Worcester, MA 		Click to
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Risk-Adjusted Capital Ratio #1 2.50
Risk-Adjusted Capital Ratio #2 1.70
1-Year Reserve Development -440.00%
2-Year Reserve Development -360.00%
Capital 632.72M
Premium to Surplus 160.00%
Reserves to Surplus 90.00%
Investments Citizens Ins Co of Am
Worcester, MA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Balance Sheet Citizens Ins Co of Am
Worcester, MA 		Click to
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Total Assets 1.80B
Operating Ratios Citizens Ins Co of Am
Worcester, MA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 90.00%
Expense Ratio 20.00%
Loss Ratio 70.36%
Net Premium Growth 0.00%
Other Medical Citizens Ins Co of Am
Worcester, MA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Citizens Ins Co of Am
Worcester, MA 		Click to
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Net Income 91.33M
Net Premium 1.04B
Health Premium --