B
Illinois EMCASCO Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
87.70
Risk Adjusted
Capital Ratio #2
45.00
Loss
Ratio
--
Total
Assets
116.39M
Capital
112.65M
Net
Premiums
0.00
Net
Income
3.22M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
2,222
231
2,453
9.42%
22.66%
2018
2,388
255
2,643
9.65%
21.92%
2017
2,299
293
2,592
11.30%
22.02%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
811
241
1,052
22.91%
44.33%
2018
790
247
1,037
23.82%
44.16%
2017
758
238
996
23.90%
44.67%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
164
95
259
36.68%
43.30%
2018
176
91
267
34.08%
41.13%
2017
200
101
301
33.55%
43.29%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
196
74
270
27.41%
35.34%
2018
243
106
349
30.37%
34.35%
2017
347
160
507
31.56%
34.90%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
14
20
34
58.82%
77.47%
2018
16
17
33
51.52%
77.10%
2017
14
20
34
58.82%
87.16%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
275
276
551
50.09%
16.90%
2018
246
263
509
51.67%
11.94%
2017
232
233
465
50.11%
20.44%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
186
37
223
16.59%
42.09%
2018
286
50
336
14.88%
39.60%
2017
272
47
319
14.73%
38.71%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
22
29
51
56.86%
70.02%
2018
20
24
44
54.55%
70.45%
2017
13
14
27
51.85%
47.26%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
1,276
126
1,402
8.99%
34.01%
2018
1,286
151
1,437
10.51%
32.34%
2017
1,113
129
1,242
10.39%
28.29%