Illinois EMCASCO Ins Co
Major Rating Factors:
Good overall profitability index (6.5 on a scale of 0 to 10). Excellent expense controls. Good overall results on stability tests (6.2) despite excessive premium growth. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Comm multi (14.5%), personal/comm auto (11.7%), fire (9.5%), work comp (9.0%), product liab. (2.9%), fin guar/surety (0.2%), other (52.2%)
Licensed in:
GA, IA, IL, KS, NY, TX, UT
Principal Investments:
Investment grade bonds (80.8%), preferred stock (1.9%), other (17.4%)
Corporate Info
Group Affiliation
Employers Mutual Casualty Co
Investment Rating
--
Company Address
717 Mulberry Street
Des Moines, IA 50309
Des Moines, IA 50309
Phone Number
(515) 280-2511
NAIC Number
32808
Website
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