Major Rating Factors:
Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Good profitability index (4.9). Excellent expense controls. Good overall results on stability tests (5.1) despite excessive premium growth. Other stability subfactors include potential support from affiliation with Atlantic American / Delta Group, good operational trends and good risk diversification.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Personal/comm auto (61.8%), other (38.2%)
Licensed in:
GA
Principal Investments:
Investment grade bonds (96.8%), other (3.2%)
Corporate Info
Group Affiliation
Atlantic American / Delta Group
Investment Rating
--
Company Address
3715 Northside Parkway
Atlanta, GA 30327
Atlanta, GA 30327
Phone Number
(404) 266-9599
NAIC Number
33103
Website
Largest Affiliates