B
Commerce Ins Co
Webster,  MA
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.10
Risk Adjusted
Capital Ratio #2
1.70
Loss
Ratio
73.47%
Total
Assets
2.19B
Capital
607.99M
Net
Premiums
1.24B
Net
Income
39.43M
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Weiss Ratings Commerce Ins Co
Webster, MA 		Click to
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Rating B
Capitalization Index 8.00
Investment Safety Index --
Liquidity Index 5.50
Profitability Index 4.30
Reserve Adequacy Index 6.70
Stability Index 7.50
Company Info Commerce Ins Co
Webster, MA 		Click to
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Industry P&C
NAIC Number 34754
Phone Number (508) 943-9000
Website www.mapfreinsurance.com
Address 211 Main Street Webster, MA 01570
Balance Sheet Commerce Ins Co
Webster, MA 		Click to
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Total Assets 2.19B
Capital and Reserves Commerce Ins Co
Webster, MA 		Click to
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Risk-Adjusted Capital Ratio #1 2.10
Risk-Adjusted Capital Ratio #2 1.70
1-Year Reserve Development -210.00%
2-Year Reserve Development -120.00%
Capital 607.99M
Premium to Surplus 200.00%
Reserves to Surplus 100.00%
Investments Commerce Ins Co
Webster, MA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 3.57%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Commerce Ins Co
Webster, MA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 100.00%
Expense Ratio 20.00%
Loss Ratio 73.47%
Net Premium Growth 0.00%
Other Medical Commerce Ins Co
Webster, MA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Commerce Ins Co
Webster, MA 		Click to
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Net Income 39.43M
Net Premium 1.24B
Health Premium --