YCI Inc
Major Rating Factors:
Fair profitability index (2.9 on a scale of 0 to 10) with operating losses during each of the last five years and the first three months of 2025. Average return on equity over the last five years has been poor at -10.3%. Fair overall results on stability tests (3.9) including excessive premium growth and negative cash flow from operations for 2024. The largest net exposure for one risk is high at 4.4% of capital. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Reinsurance (100.0%)
Licensed in:
AZ, CA, CO, GA, IA, ID, IL, IN, KS, KY, MN, MO, MT, ND, NE, NV, OK, OR, SD, TX, UT, WA, WI, WY
Principal Investments:
Investment grade bonds (93.5%), cash (6.4%)
Corporate Info
Group Affiliation
American Farmers & Ranchers Mutual Ins Co
Investment Rating
--
Company Address
4400 Will Rogers Parkway
Oklahoma City, OK 73108
Oklahoma City, OK 73108
Phone Number
(405) 218-5400
NAIC Number
37931
Website
Largest Affiliates