A
Enact Mortgage Ins Corp
RaleighNC
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Strong long-term capitalization index (7.3 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (8.3) that helps to protect the company against sharp claims increases. Excellent liquidity (8.6) with ample operational cash flow and liquid investments.
Other Rating Factors: Good profitability index (4.9). Good overall results on stability tests (6.4) despite.
Stability Factors: R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states and VI
Principal Investments: Investment grade bonds (85.1%), common stock (10.8%), non investment grade bonds (0.9%), other (3.1%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
Genworth Financial Inc
Investment Rating
GNW
Company Address
8325 Six Forks Road
Raleigh, NC 27615
Phone Number
(800) 444-5664
NAIC Number
38458
Largest Affiliates
B
WILMINGTON, DE - L&A
A
Raleigh, NC - P&C
B
Raleigh, NC - P&C