D
Omni Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (2.7 on a scale of 0 to 10) with operating losses during each of the last five years. Vulnerable liquidity (0.6) as a spike in claims may stretch capacity. Fair long-term capitalization index (4.5) based on fair current risk adjusted capital (severe and moderate loss scenarios).
Other Rating Factors: Fair overall results on stability tests (3.7) including fair risk adjusted capital in prior years. Fair reserve development (5.0) as reserves have generally been sufficient to cover claims.
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. D - Limited diversification of general business, policy, and/or investment risk. L - Past results on our liquidity tests.
Principal Lines of Business: Personal/comm auto (100.0%)
Licensed in: CT, DE, GA, IL, IN, PA, SC
Principal Investments: Common stock (84.2%), investment grade bonds (12.0%), cash (0.5%), other (3.3%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
Corporate Info
Group Affiliation
JC Comis Llc
Investment Rating
--
Company Address
300 Barr Harbor Drive
West Conshohocken, PA 19428
Phone Number
(610) 832-4940
NAIC Number
39098
Largest Affiliates
D
West Conshohocken, PA - P&C
C
West Conshohocken, PA - P&C
D
West Conshohocken, PA - P&C