Omni Ins Co
Major Rating Factors:
Fair long-term capitalization index (4.6 on a scale of 0 to 10) based on fair current risk adjusted capital (severe and moderate loss scenarios). Fair overall results on stability tests (3.8) including fair risk adjusted capital in prior years. The largest net exposure for one risk is acceptable at 2.1% of capital. Weak profitability index (2.7) with operating losses during each of the last five years. However, profits have turned positive in the first six months of 2025. Average return on equity over the last five years has been poor at -13.8%.
Other Rating Factors:
Vulnerable liquidity (1.6) as a spike in claims may stretch capacity. Fair reserve development (5.0) as reserves have generally been sufficient to cover claims.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
CT, DE, IL, PA, SC
Principal Investments:
Common stock (84.2%), investment grade bonds (12.0%), cash (0.5%), other (3.3%)
Corporate Info
Group Affiliation
JC Comis Llc
Investment Rating
--
Company Address
300 Barr Harbor Drive
West Conshohocken, PA 19428
West Conshohocken, PA 19428
Phone Number
(610) 832-4940
NAIC Number
39098
Website
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