American National Genl Ins Co
Major Rating Factors:
Fair profitability index (3.3 on a scale of 0 to 10) with operating losses during 2022 and 2023. Good liquidity (6.4) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (5.8) despite negative cash flow from operations for 2024. The largest net exposure for one risk is high at 3.7% of capital. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors:
Strong long-term capitalization index (8.9) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level.
Stability Factors:
F - Negative cash flow.
Principal Lines of Business:
Personal/comm auto (39.1%), homeowners (13.2%), comm multi (12.8%), other (35.0%)
Licensed in:
All states except AK, DC, HI, MA, ME, MI, NC, NH, NJ, NY, RI, TX, VT
Principal Investments:
Investment grade bonds (96.0%), other (4.0%)
Corporate Info
Group Affiliation
Brookfield Wealth Solutions Ltd
Investment Rating
Company Address
American National Corporate Centre
Springfield, MO 65899
Springfield, MO 65899
Phone Number
(417) 887-4990
NAIC Number
39942
Website
Largest Affiliates