American National Genl Ins Co
Major Rating Factors:
Fair profitability index (3.2 on a scale of 0 to 10) with operating losses during 2022 and 2023. Average return on equity over the last five years has been poor at -3.0%. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.0) despite. The largest net exposure for one risk is high at 3.4% of capital. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors:
Strong long-term capitalization index (9.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (7.0) that can protect against increases in claims costs.
Stability Factors:
Principal Lines of Business:
Personal/comm auto (38.1%), homeowners (20.2%), comm multi (13.4%), other (28.3%)
Licensed in:
All states except AK, DC, HI, MA, ME, MI, NC, NH, NJ, NY, RI, TX, VT
Principal Investments:
Investment grade bonds (97.6%), other (2.4%)
Corporate Info
Group Affiliation
Brookfield Wealth Solutions Ltd
Investment Rating
Company Address
American National Corporate Centre
Springfield, MO 65899
Springfield, MO 65899
Phone Number
(417) 887-4990
NAIC Number
39942
Website
Largest Affiliates