C
Stratford Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
30.95
Risk Adjusted
Capital Ratio #2
21.82
Loss
Ratio
1,072.28%
Total
Assets
99.96M
Capital
90.77M
Net
Premiums
-81.73M
Net
Income
2.55M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
10
4
14
28.57%
23.31%
2023
5
1
6
16.67%
22.83%
2022
1
0
1
0.00%
23.10%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
6
6
12
50.00%
47.45%
2023
3
1
4
25.00%
47.29%
2019
0
0
0
0.00%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
62
51
113
45.13%
41.74%
2023
66
49
115
42.61%
38.64%
2022
57
47
104
45.19%
39.39%
2021
90
63
153
41.18%
40.41%
2020
90
135
225
60.00%
48.09%
2019
90
72
162
44.44%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
2
1
3
33.33%
37.07%
2021
27
9
36
25.00%
39.17%
2020
44
18
62
29.03%
35.42%
2019
10
6
16
37.50%
35.34%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2019
0
0
0
0.00%
93.92%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
4
5
80.00%
81.44%
2023
0
4
4
100.00%
74.87%
2022
1
4
5
80.00%
72.69%
2021
2
14
16
87.50%
79.01%
2020
4
9
13
69.23%
80.13%
2019
4
12
16
75.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
31
17
48
35.42%
12.32%
2023
36
22
58
37.93%
16.34%
2022
42
25
67
37.31%
11.13%
2021
45
30
75
40.00%
18.93%
2020
49
40
89
44.94%
20.93%
2019
62
41
103
39.81%
16.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
1
2
50.00%
63.97%
2023
1
1
2
50.00%
62.55%
2022
1
1
2
50.00%
56.52%
2021
1
1
2
50.00%
62.74%
2020
1
3
4
75.00%
61.51%
2019
3
2
5
40.00%
70.02%